Pet Insurance Baltimore

Baltimore has a passion for pets and so does Trupanion

Featured Pet Insurance Company, Trupanion

Baltimore has a passion for pets (and pet owners), and we found a company that shares this passion. Trupanion offers a unique brand of pet health insurance just for Baltimore and Maryland.

"We pay out thousands of claims every year for everything from common accidents and illnesses to bizarre situations pet owners couldn’t have prepared for," said Darren DeFeo, Senior Vice President at Trupanion. "It's a good feeling knowing we help so many pets and pet owners."

Finally, a pet insurance provider unlike any other. Trupanion is a pet insurance provider that chose to step outside the mold by building a business that pays claims and not a business that denies claims.

They can do more than other pet insurance providers in Maryland because they're insuring pets that all have a similar level of risk.

Some of the benefits for pet parents include:

• Your pet will receive receive lifetime coverage, with no payout limits per claim, condition, year or lifetime.
• Trupanion will pay 90% of the actual cost of diagnostic tests, surgeries, and medications.
• Pet parents are never penalized because of their pet's aging or for submitting claims.

Pet Insurance Claims

Actual pet insurance claims

Compare Actual Pet Insurance Claims! The cost of an unlucky pet can add up. Here are some examples of actual pet insurance claims and associated veterinary costs for incidents that can happen to a pet of any age.

Rufus, member since 2007

Breed: Dog, Labrador Retriever cross
Sport: Chasing the postman
Treated for: Partially torn ACL
Claim paid: $3,443.33
Time to process claim: 5 days
Monthly premium: $34.26

Sam, member since 2010

Breed: Dog, German Shepherd cross
Sport: Hiking
Treated for: Tumor removal
Claim paid: $1,748.03
Time to process claim: 3 days
Monthly premium: $28.87

Mittens, member since 2008

Breed: Cat, Himalayan
Hobby: Wrestling with candy wrappers
Treated for: Surgery to remove swallowed ribbon
Claim paid: $1,346.49
Time to process claim: 6 days
Monthly premium: $18.32

Pet Ownership Costs

Source: MSN Money

A recent article on MSN Money titled "Will Your Pet Bankrupt You?" discussed the importance of planning for unexpected expenses related to your pet. The author told of a relative who faced over $16,000 in vet bills after her dog developed a series of serious but treatable conditions. "Luckily, she had bought pet insurance right before the first diagnosis, and most of the bills were covered," said the author.

Pet insurance is one way to protect your pocketbook against high veterinary costs. No one wants to think that their pet could develop a condition that would end up costing thousands of dollars to treat. But the fact is, one in two pets will face a major health care crisis in its lifetime, and it's important to be prepared.

The article went on to discuss a reader who looked into pet insurance after her dog ingested a rope that blocked her intestines. Treatment included surgery and was extremely expensive. Unfortunately, the owner decided against pet insurance and later the dog again ingested a foreign object that required yet another surgery and more money. That second surgery didn't have to be such a hit to the owner's finances - if she had invested in pet insurance, that second surgery most likely would have been covered.

The author says that her point is that pet ownership can be much more expensive than simply the general expense of food, treats, yearly vaccinations, and grooming. Unexpected vet expenses must be factored in and pet insurance can help you save money when disaster strikes.

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